VA Home Loan – Who Pays for the WDO in Florida

VA loan rules state that borrowers are not allowed to pay the pest inspection on a home purchase in all but nine states: Alabama; Arkansas; Arizona; California; Florida; Louisiana; Mississippi; Oklahoma; Texas; VA borrowers can pay this fee on any VA refinance loan type. Termite Inspections for Condos. VA loan rules for termite inspections are different for condo projects.

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Pest Inspection Requirements for VA Loans. When using a VA Home Loan for a purchase or refinance, a Termite or Pest Inspection is REQUIRED prior to closing. The only exception to this requirement is when refinancing with a VA streamline IRRRL loan to lower the rate, term, and/or payment.

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VA loans are insured by the Department of Veterans Affairs. VA home is not owned or operated by VA or VA Home is a mortgage banker specialized in providing information regarding VA loans for Veterans whom wish to use their VA benefits in the form VA loans to buy a home with no down payment or refinance VA.

Good afternoon, I have a friend who is going to secure a VA loan to purchase their first home. They will require a full home inspection. Is my Florida Home Inspector’s license sufficient to provide this service? Also is there a specific form that is required for the home inspection for a VA loan or can I use the same report I would use on any other home.

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HOME INSPECTION and HOME MAINTENANCE. Search This Blog. Welcome to our blog! We want you to be an informed homebuyer, and each blog post is a question that we have answered for our friends and customers over the years. Hope they help you make a good choice for your next home.

Current VA procedure. the VA’s home loan program, according to a Congressional Budget Office report. “I’d rather err on the side of the veteran in every case, but one of the concerns that I have.

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A wood-destroying organism (WDO) means an arthropod or plant life which damages and can reinfest seasoned wood in a structure, namely, termites, powder post beetles, old house borers, and wood-decaying fungi. NOTE: This is NOT a structural damage report. It should be understood that there may be damage, including possible hidden damage present.

Use our free VA mortgage calculator to quickly estimate what your new home will cost. Includes VA loan limits, taxes, insurance and the latest mortgage rates.

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