North District Reaffirmation Agreements

A reaffirmation agreement is an agreement between a chapter 7 debtor and a creditor that the debtor will pay all or a portion of the money owed, even though the debtor has filed bankruptcy. In return, the creditor promises that, as long as payments are made, the creditor will not repossess or take back its collateral.

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The North Carolina Western Bankruptcy Court will go live on the Next-Generation of CM/ECF (NextGen CM/ECF) on Monday, October 21, 2019.. (bankruptcy, district, and appellate) in which a user has permission to file.. reaffirmation agreement (login REQUIRED) Creditor Address Change

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B-4008-1 – Discharge and Reaffirmation Hearings B-4008-2 – Rescission of Reaffirmation Agreements B-4008-3 – Extension of Deadline for Filing Reaffirmation Agreements

To rescind a reaffirmation agreement the debtor must notify the creditor that the reaffirmation agreement is being rescinded. Once a discharge is entered and a bankruptcy case is closed, the court will no longer take action on any request for reaffirmation of a debt .

A reaffirmation agreement is an agreement by a chapter 7 debtor to continue paying a dischargeable debt (such as an auto loan) after the bankruptcy, usually for the purpose of keeping collateral (i.e. the car) that would otherwise be subject to repossession.

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Amended Reaffirmation Agreements – Check the box indicating the Reaffirmation Agreement is amended. Rule 5005(a)(2) permits a court by local rule to permit the filing, signing, and verifying of documents electronically. filing a Reaffirmation Agreement electronically deems the Reaffirmation Agreement signed.

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