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4 days ago · It is a very safe bet that the Federal Reserve (or, more properly, the Fed Open Market Committee) will cut the Federal Funds Rate by .25% at its July meeting. What effect will that presumed action have on mortgage rates? None. The Federal Reserve.
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Many people misunderstand or misrepresent the benefits of mortgages, and they get the key points wrong. If you read my book The Truth About Money with an open mind, then by the time you finish, you will agree that you should have as big a mortgage as you can get and never pay it off.. reason #1: Your mortgage doesn’t affect your home’s value.